Responsible Farm Finance

Agricultural Lending Solutions for UK Farmers

We connect UK farmers with FCA-regulated agricultural lenders who understand farming operations. Representative APR: 5.9% - 29.9% - subject to status and lender approval.

Specialised Agricultural Finance

Equipment & Infrastructure

Finance tractors, implements, farm buildings and land purchases through specialist agricultural lenders
Working Capital

Seasonal cash flow solutions and livestock financing with repayment terms designed for farming cycles
Regenerative Projects

Lower rates may be available for verified regenerative farming practices and SFI participation

Our Responsible Process

1. Agricultural Assessment

Complete our farming-specific questionnaire designed for agricultural operations

2. Lender Matching

We introduce you to appropriate FCA-regulated agricultural lenders

3. Initial Review

Initial decision typically provided within 24-48 hours of lender assessment

4. Terms Consideration

Review transparent terms and conditions from matched lenders

5. Credit Assessment

Chosen lender conducts full affordability and credit checks

6. Completion

Finalise agreement with chosen lender following their approval process

Eligibility Requirements

✓ UK farmers and agricultural businesses only
✓ Subject to lender's credit assessment
✓ Affordability checks apply
✓ Minimum trading history requirements may apply

Ready to Explore Your Options?

Learn more about agricultural finance solutions tailored for your farming operation.

Start my funding match

About Agricultural Finance

Agricultural lending requires specialist understanding of:

Seasonal income patterns in farming
Equipment valuations and depreciation
Government support scheme timing
Weather-related income variations

Our FCA-regulated lending partners specialise in agricultural finance and understand these unique aspects of farming operations.

Start my funding match

Important Regulatory Information

Credit-broker status
Regeno Agricultural Finance Ltd (Company No. 12345678) is a credit broker, not a lender. We introduce applicants only to lenders that are authorised and regulated by the Financial Conduct Authority (FCA). Regeno may receive a commission from a lender if your finance completes; the exact amount will be disclosed before you commit.

Risk warning
Late repayment can cause serious money problems. For free, impartial help visit moneyhelper.org.uk.

Representative example
Borrowing £10,000 over 36 months at 15.9 % APR representative costs £359.25 per month; total repayable £12,933.00. Your rate will depend on personal circumstances.

Data security
All information is transmitted with 256-bit SSL encryption and stored on UK-based servers in line with GDPR. We share your data only with FCA-regulated lenders for the purpose of sourcing finance, as detailed in our Privacy Policy.

About Regeno

Driven by our passion for farming and innovation, Regeno equips farmers with practical tools to boost productivity, sustainability, and profitability. From regenerative practices to innovative fintech solutions, we proudly support British farmers—the backbone of our food system.

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