Fast, Flexible Finance for Farmers

No land charge. No bank delays. Just straight-up support.

Missed out on SFI — or need more support?

Many farmers have found SFI falls short — with delays, limited offers, or funding that doesn’t match real needs.

Regeno offers flexible finance on your terms. Rates start at 6%, but you’re not just getting money — you’re getting speed, trust, and support from people who understand farming.

Why pay a higher rate?

The APR’s higher — but so is the value.

What You Get Regeno Capital High-Street Bank
Speed ✅Decision in 48 hours — no chasing paperwork 🕒4–6 weeks of forms and waiting
Security ✅No land charge or personal guarantee 🔒Must secure against assets or sign a PG
Flexibility ✅Repay after harvest, not every month 💸Fixed monthly payments, rain or shine
Grants ✅SFI top-ups can be included ❌No access to SFI funding
Visibility ✅Get listed on our “Support This Farm” map ❌No marketing or public profile help
Future Rates ✅RegenScore = chance of lower rates next time ❌Fixed terms, no loyalty rewards
Community ✅Connect to regen-focused investors ❌No aligned network or specialist backing

Regeno transformed our grant experience from frustrating to straightforward, helping us quickly identify £50k in available funding that perfectly matched our farm's needs.

— The Norman Family Farm, North Yorkshire

Sample Packages Built Around You

Simple, transparent fees. Only pay for what you need.

Essentials

6% APR

Get fast, flexible finance without the red tape.

  • Decision in 48 hours

  • No land charge or personal guarantee

  • Seasonal repayment options

  • Simple digital onboarding

  • Back My Farm marketing listing¹

Growth

8% APR

For farms transitioning to regenerative practices with guidance.

  • Everything in Essentials

  • 1:1 agronomy or transition mentor

  • RegenScore audit → possible rate discount²

  • Optional help with carbon/biodiversity evidence

  • Group-buy discounts for regen inputs

¹ Back My Farm: A Regeno feature that promotes your farm on a public map and helps drive visibility with customers and supporters.

² RegenScore: A simple assessment that tracks your farm’s regenerative progress — and can help unlock lower rates in future.

³ SFI Top-Up: Regeno deploys private capital that mirrors SFI priorities — offering fast, flexible funding for actions you'd typically expect support for through government grants.

Plus

10% APR

For farms ready to go public and build market visibility.

  • Everything in Growth

  • Optional SFI Top-Up included³

  • Option to host farm open days & events

  • Exposure to regen-aligned investors

  • Compliance-ready evidence pack (SFI, carbon, ESG)

 FAQs

  • Nope. We help you build better evidence and stay aligned with SFI goals. Regeno funding can even top up SFI payments.

  • It’s a loan — but without land charges, drawn-out meetings, or rigid repayments. You’re in control.

  • Just your basic farm info, intended actions, and timing. If we need supporting documents, we’ll guide you.

  • No problem. You’re free to walk away at any point before signing. No fees, no lock-ins.

  • We treat it like we’d want ours treated. Fully encrypted, never sold, only used to support your application.